Money Off Autopilot

Where did it all go?

If you’ve ever reached the end of the week wondering where your money went… avoided the mailbox or your banking app… or felt your stomach drop at every unexpected bill, this guide is for you.

You’re not bad with money. You’re not hopeless. Your money has simply been running on autopilot, with stress doing the steering.

Money Off Autopilot is a practical, judgement-free guide to moving from survival mode to financial calm. In it, I share how I went from living pay cheque to pay cheque, and even losing money to scams while chasing quick fixes, to finally knowing exactly where I stand. These are simple, realistic steps anyone can take, however much you earn.

This is for you if…

• you feel like you work hard but never get ahead
• every surprise cost feels like a crisis
• you avoid looking at your bank balance or your debts
• you’ve started budgets before, then given up
• you want to say “Yes, we can make that happen” to the things that matter

Inside you’ll find:

• The Money Drift Audit: see exactly where your money is leaking
• A 30-day spending tracker to finally answer “where did it go?”
• A simple four-bucket budget anyone can follow
• Scam red flags and what to do if it’s already happened
• A calm, step-by-step plan for facing debt
• Small money habits that make a big difference: sinking funds, bill timing, meal planning and more
• The 30-Day Money Reset: small weekly actions to get you moving
• Weekly check-in and monthly budget pages to print and reuse
• A list of free Australian help services

No get-rich-quick promises. Just honest, practical steps to help you take the wheel back, one small decision at a time.

45-page PDF · Instant download · Read on your phone, tablet or computer, or print it out.

💛 Want the tools to go with it? Get the Money Bundle: this guide plus Money Off Autopilot: The Planner, 12 printable and fillable planner pages, for just $10.

This guide shares personal experience and general information only. It is not financial advice.

— Renee Markham, Aligned Transformation