Job Loss Money RESET Google Sheets Financial Command Centre

Short description:

The financial dashboard built specifically for job loss. Enter your numbers once and it calculates everything automatically -- your runway, your survival budget, your debt priority and your savings burn rate. No spreadsheet skills needed.

Full description:

Most budget templates are built for people with a steady income. This one is built for job loss.

The Job Loss Money RESET™ Financial Dashboard is an 8-tab Google Sheets file that does the financial calculations you need most in the first days and weeks after losing your job -- automatically, as you enter your real numbers.

What it calculates for you:

✅ Your runway -- how many months you can survive at survival budget spend

✅ Monthly surplus or deficit -- income vs essential expenses

✅ Savings burn rate -- how fast you are going through your savings

✅ Survival budget totals -- every expense category summed automatically

✅ Benefits income tracker -- all sources in one place with a running total

✅ Debt priority order -- colour-coded by urgency (red, amber, green)

✅ Application conversion rate -- response rate calculated automatically

✅ Salary minimum -- auto-calculated from your actual survival budget

✅ Emergency fund countdown -- months to reach your target

✅ Financial Health Score -- 6 criteria, 0 to 100, updates every Sunday

Your 8 tabs:

🏠 Start Here -- instructions and colour-coded legend

📊 Dashboard -- all key numbers at a glance, Financial Health Score, job search summary. Review every Sunday.

⏱️ Runway & Budget -- START HERE. Income, savings, expenses, runway calculator, burn rate.

🛡️ Benefits Tracker -- 14 benefits with application status, dates, amounts and DWP reporting reminders

💳 Debt & Creditors -- priority order 1-9, creditor scripts built in, 12-creditor tracker

🔍 Job Search -- applications tracker (30 rows), networking log (20 rows), weekly targets vs actuals, conversion rate

💰 Salary Research -- market rate research table, salary targets, 5 negotiation scripts, offer comparison calculator

🏦 Emergency Fund -- target calculator, monthly contribution planner, 12-month progress tracker

What makes this different from every other budget template:

Every other budget template is built for someone with a steady income. This one starts with the question that actually matters in the first 72 hours after job loss: how long can I survive?

Your runway auto-calculates the moment you enter your numbers. It updates every time your benefits come in or your expenses change. Charlotte's coaching is embedded throughout -- not just numbers, but guidance on what the numbers mean and what to do next.

How to use:

1. Purchase and download the file
2. Open in Google Sheets (File > Open) or upload to Google Drive
3. Make a copy (File > Make a Copy) to save it to your own Drive
4. Start with the yellow cells in Tab 3 (Runway & Budget)
5. Everything else calculates automatically

Works on any device. No Google account required to download -- free Google account required to use.

Companion products:

This dashboard is designed to work alongside the Job Loss Money RESET™ workbook. The book tells you what to do. The dashboard helps you do it.

Tags: job loss budget, redundancy spreadsheet, unemployment financial tracker, survival budget, runway calculator, job search tracker, Google Sheets budget template, job loss financial dashboard