Nimbus Finance System, Household Edition: Your Whole Financial Picture in One File

Most budget spreadsheets break the first time you insert a row. This one cannot.

Every dollar you enter goes on one table. Every other number in the workbook, your budget, your net worth, your payoff dates, your tax lines, is calculated from it. Add rows, delete rows, sort them, filter them. Nothing breaks.

Thirteen tabs, all driven by one transaction table

Budget versus actual by category and by group

A real net worth figure that counts your car and your home, not just your bank

Debt payoff: how long each card and loan takes, and what the interest costs you

A tax tab that sorts your figures onto the right lines of your return

A ledger for money you have borrowed from family, with the part everyone forgets

That last one matters. A bank sends you a statement every month. Your mother does not. This workbook tracks what was advanced, what has been repaid, and whether it was ever actually agreed to be a loan.

Comes with a full user manual and a working demo you can look at before you enter a single number. A blank copy is included if you would rather start clean.

Works in Microsoft Excel and Google Sheets. Instant download, and yours to re-download any time.