12-Month Financial Projection: Bank-Ready in an Afternoon

See your first year in real numbers. A clean, banker-ready 12-month financial projection built from one simple Assumptions tab. Fill in what you know, and your Profit and Loss, Cash Flow, and Balance Sheet build themselves.

For anyone starting or running a business. Plain-language notes on the inputs that matter, and a full glossary, so you are never guessing what a number means. Works in Excel, Google Sheets, and Numbers, on the laptop or your phone.

What is inside:

A full three-statement model: P&L, Cash Flow, and Balance Sheet, twelve months forward.

One Assumptions tab that drives the whole model.

Revenue, COGS, operating expenses, financing, working capital, CapEx, and tax.

EBITDA, margins, and ending cash, so you can defend every number.

A step-by-step owner's manual (PDF) included with the download.

Plan it, then project it. Own it once. No subscription. Free updates.