FREE Child Care Subsidy Quick Check (Australia 2025-26 & 2026-27): Is an Extra Work Day Worth It?

Free web tool. See your Child Care Subsidy percentage, your gap fees per day, week and year, and what an extra day of work is really worth after tax and child care.

• 2025-26 and 2026-27 CCS rates and hourly caps
• The 3 Day Guarantee: 72 or 100 subsidised hours a fortnight
• Higher CCS for second and younger children under 6
• A plain-English summary from your numbers
• Works on your phone or computer, in your browser. Nothing you type is sent anywhere.

It runs on the same engine as our paid Child Care Subsidy & Return-to-Work Calculator, and was tested against an independent calculation across 5,095 cases with 0 differences.

Built and checked by a CPA. Every formula tested against a separate calculation.

Designed by Plain Numbers Co with the help of AI tools. Listing images are designed previews of the actual file.

General information only, not financial or tax advice. Check your CCS with Services Australia.