FlowBudget OS – Offline Cashflow and Budget Planner

Bring business and personal money plans into one calm local app. Enter your own figures to see budgets, forecasts and goals in a clearer view.

AT A GLANCE

• Business budgets, 12-month cashflow and profit views

• Personal savings goals and debt payoff planning

• ROI estimates, reports, backup and PDF guides

• Instant ZIP download; no physical product.

WHAT'S INCLUDED

• FlowBudget_OS.html

• FlowBudget_OS_Cheat_Sheet.pdf

• FlowBudget_OS_Instruction_Guide.pdf

• README.txt

HOW IT WORKS

1. Download and extract the ZIP after checkout.

2. Open FlowBudget_OS.html after extraction, explore the sample data, choose Business or Personal mode and enter your figures.

3. Use the included tools and keep backups of information you want to retain.

COMPATIBILITY & IMPORTANT NOTES

All forecasts, ROI and debt timelines are estimates based on your entries. This is not bank-connected software or financial, tax or investment advice. It saves in the browser and needs backups to move data between devices.

LICENSING & DELIVERY

Digital download only. For the purchaser's own use; do not resell or redistribute the supplied files. Read the included licence or instructions where present.

AI TRANSPARENCY: AI tools were used to assist in the drafting and research for this item, alongside human design and curation by SheetSmithery.