Insurance and Estate Planning Lesson | English & Spanish

An insurance choice has to fit both the risk and the budget. Students compare protection needs, examine fictional household plans and explain what information they would need before making a decision.

Students will:

- Explain insurance, risk, protection needs and basic estate-planning concepts.

- Compare two fictional monthly plans, identify a shortfall and justify a revision while preserving essential obligations.

For the teacher:

The teacher notes help separate affordable premiums from sufficient coverage and classroom examples from personal advice.

The package includes guided notes and vocabulary, a reading with questions, classroom activities, assessment materials and separate teacher keys. Printable PDFs come with editable Word documents and PowerPoint presentations. English-Spanish materials support the same content; paired language versions are not extra assignments.

Before class, start with the teacher guide. It identifies what to open, what students need and where to pause. Plan across multiple class periods and use the optional practice when it fits your students.

High school Economics and Personal Finance. Unit 4 topic supplement. This lesson is also included in the Unit 4 bundle and the complete EPF curriculum; you do not need to purchase it twice.

Financial examples are for classroom learning, not personal financial, tax or legal advice. Check date-sensitive rules before adapting examples.