Stop Before You Send. Scam Safety Quick Kit

STOP Before You Send — Scam Safety Quick Kit

Slow Down. Verify the Story. Protect Your Money & Accounts.

Scams work best when they can make you act before you have time to think.

🛑A message says your account will be closed.

🛑A caller claims a family member is in trouble.

🛑Someone says you must pay immediately.

🛑A text includes a link and warns that something terrible will happen if you do not respond.

STOP Before You Send is a free printable scam-awareness kit designed to help you interrupt

that pressure, verify what is really happening, and recognize common warning signs before

money, account access, or personal information is handed over.

It is simple enough to keep on the refrigerator, beside the phone, or

saved on a device for the moments when someone is trying to rush you.

What’s Inside

The STOP Verification Method

Use a simple routine whenever a suspicious call, message, email, or payment request catches you off guard.

S — Slow It Down

Urgency is one of the most common pressure tactics.

Watch for phrases like:

• “Right now”
• “Last chance”
• “Do not tell anyone”
• “Your account will be closed”
• “You’ll be arrested”
• “You must pay immediately”

Pressure is a reason to verify, not a reason to rush.

T — Trace It Yourself

Do not automatically trust the phone number, link, QR code, or email address contained in the

suspicious message. Instead:

• Open the official app yourself
• Type the official website address yourself
• Call a number you already trust
• Use the number printed on your bank card or statement

O — Open a Second Channel

Verify the story independently.

If someone claims to represent:

• A family member
• Your bank
• Your employer
• A delivery company
• A government agency
• A retailer
• A seller

Contact that person or organization through a completely different method.

P — Protect Money & Codes

Do not send or reveal:

• Gift-card numbers
• Cryptocurrency
• Wire transfers
• Cash
• Passwords
• PINs
• Login codes
• One-time passcodes
• Remote-access information

simply because someone unexpectedly demands them.

Common Scam Red Flags

The kit includes a quick-reference list of warning signs worth stopping for, including:

• Unexpected requests for money
• Someone asking for a code sent to your phone
• Threats of arrest or account closure
• Requests for remote access to your computer
• Instructions to keep the situation secret
• A “family member” suddenly contacting you from a new number
• Payment requests involving gift cards, crypto, wires, or cash
• Jobs or investments promising unusually easy or guaranteed money

No single red flag automatically proves something is a scam.

But it is a reason to stop and verify before acting.

Ready-to-Use Verification Scripts

High-pressure situations can make it difficult to know what to say.

That is why this kit includes simple phrases you can use instead of arguing with the caller or sender.

Examples include situations involving:

Bank or Account Calls

“I do not handle account problems from incoming calls. I will open my bank app or call the number on my card myself.”

Family Emergencies

“I am going to verify this through another family member or a number I already know.”

Government or Police Threats

“I do not make payments from unexpected calls. I will verify the agency and contact it through an official published number.”

Package or Delivery Messages

“I will check the order directly in the retailer or carrier app. I will not use this link.”

Job or Payment Offers

“I will verify the company independently before sharing information, depositing a check, buying equipment, or sending money.”

Family Safe-Word Plan

One of the included worksheets helps your family choose a private word or short phrase that

can be used when verifying an unexpected emergency request.

Record:

• Your family safe word or phrase
• Who knows it
• A backup person who can help verify emergencies

The worksheet also reminds users not to choose something easy to discover publicly, such as:

• Pet names
• Birthdays
• School names
• Information visible on social media

Quick “Never Give on Demand” Reminder

The kit includes a simple reference list reminding you not to unexpectedly hand over:

• Passwords
• One-time codes
• PINs
• Full card numbers
• Remote-access control
• Gift-card numbers

Printable Refrigerator / Desk Card

The final page is designed as a quick-reference card you can keep somewhere visible.

It summarizes the most important reminders:

1. Do not pay while someone is pressuring you.
2. Do not automatically use their link.
3. Verify the story through another channel.
4. Never read a one-time login code to an incoming caller.
5. If you are unsure, hang up and verify independently.

Pressure is a reason to verify — not a reason to rush.

Who This Resource Is For

This free kit can be useful for:

• Families
• Older adults
• Parents
• College students
• Caregivers
• Small-business owners
• People who shop online
• Anyone receiving unexpected payment requests
• Anyone helping a family member become more scam-aware

It can also be printed and reviewed together as a family.

How to Use It

Keep the kit somewhere accessible.

You might:

• Print it and place it near the phone
• Keep the quick card on the refrigerator
• Save the PDF to a phone or tablet
• Review the scripts with an older family member
• Create a family safe word
• Refer back to it whenever a request feels unusually urgent

The goal is not to memorize every scam. Scams constantly change.

The goal is to build the habit of: Stop. Verify. Then act.

What You’ll Receive

Your free download includes:

STOP Before You Send — Scam Safety Quick Kit

3 printable resource pages including:

• The STOP verification method
• Common scam red flags
• Ready-to-use verification scripts
• Family safe-word planning
• Information you should not give on demand
• Printable refrigerator / desk quick card

Format: Digital PDF

Delivery: Instant digital download

Price: FREE

No physical product will be mailed.

Important Educational Notice

This resource provides general scam-awareness information only.

It is not legal, financial, banking, cybersecurity, or law-enforcement advice.

If you believe money, account information, or device access may already have been

compromised, contact the relevant bank, service provider, or organization directly

using a trusted number, official app, or official website.

Personal Use

This resource is provided for personal use.You may print copies for yourself or your household.

Please do not resell, redistribute, upload, reproduce for commercial use,

or claim the content or design as your own.

Before You Pay, Click, Share, or Send — STOP.

• Take a minute.
• Verify the story independently.
• Protect your information.

Download STOP Before You Send and keep a simple scam-safety checklist

within reach when you need it most.

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