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Everything Gerald Knows

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Six plain-English guides for UK pensioners aged 60+


— Before HMRC Comes For Your State Pension

— Before The Taxman Comes For Your House

— Before You Lose Your Husband or Wife

— Before You Help Your Kids With Money

— Before HMRC Takes 40% Of Everything You Built (exclusive to the library)

— Before You're Gone (exclusive to the library)


Written by retired UK tax accountant Gerald Whitlock after nearly forty years inside the system.


Verified against gov.uk for the 2026/27 UK tax year. Delivered as PDFs. Read on any device. Lifetime access. Free updates for the next UK tax year on 6 April 2027.


This is general educational information, not personal financial, tax, or legal advice.


Gerald Whitlock is a character. The content, the figures, and the procedures are all real and verified. The face and voice are not.

You will get a ZIP (330KB) file