Money Matters: A Beginner’s Guide to Financial Literacy

Money Matters: A Beginner’s Guide to Financial Literacy

Money is something our kids will use for the rest of their lives—but understanding how it actually works takes practice.

Money Matters is a 13-page Growing Learners study designed to introduce kids to practical financial literacy in an approachable, real-world way.

Learners will explore:

• Earning, spending, saving & planning

• Income and gross vs. net pay

• Needs vs. wants

• Creating a simple budget

• Saving toward a goal

• Checking and savings accounts

• Debit cards and account balances

• Credit, borrowing, interest & debt

• Comparing prices and unit costs

• Smart shopping and impulse buying

• Prioritizing expenses

• Creating their own mini budget

• Financial decision-making and reflection

Rather than simply memorizing financial vocabulary, learners will calculate, compare, budget, make choices, and explain the reasoning behind their decisions.

Includes a Parent/Teacher Answer Guide for applicable activities.

🌱 Growing Learners

📚 Approximately ages 10–14

💵 13 pages

🖨️ Print-and-go

🤎 FREE

Because learning how to manage money shouldn't have to wait until adulthood.

The study genuinely covers those topics, including budgeting, savings goals, banking, credit and smart-shopping exercises.