Free Late-Payment Cost Check

Calculate the visible annual cost of chasing late invoices in about ten private minutes — without uploading customer or financial data.

Enter seven business estimates to see annual chasing hours, working days lost, time cost, optional tied-cash cost, overdue exposure and an operational risk band. The included seven-day action plan turns the result into a practical process reset.

Included:

• Seven-input Excel diagnostic

• Annual chasing-hours and time-cost calculation

• Optional tied-cash cost estimate

• Payment-leak snapshot and risk band

• Seven-day action plan

• Evidence and transparent method notes

Requirements: Microsoft Excel 2019 or Microsoft 365 recommended. Formula and layout behaviour may vary in other spreadsheet applications.