Annual Bill Planner — Excel + Web App Access

Plan recurring and annual bills, map due dates, track payment status, and see a year-round dashboard. Your purchase includes the complete Microsoft Excel Annual Bill Planner plus lifetime access to the companion Bill Calendar inside the mobile-friendly Excel Money Lab Planner web app. The Excel workbook provides the full annual planning experience; the web tool makes month-to-month bill tracking easy on your phone. Open the app at https://excel-money-lab-planner.tammiemarkell.chatgpt.site. After checkout, copy the unique license key from your Payhip receipt or download page, open the app, select Activate purchase, and enter the key. No subscription and no bank connection required. Educational planning tools only, not individualized financial advice.