Hi, I’m Tammie, creator of Excel Money Lab. Friends and family kept asking how I organize bills and budget my money, so I turned the spreadsheets I use into simple tools anyone can follow.

Excel Money Lab helps everyday people organize bills, plan each paycheck, reduce debt, build savings, manage subscriptions, and understand where their money is going.

Start with any free tracker, then upgrade when you need more detail, automation, dashboards, or access to the complete mobile-friendly planner. No bank connection or monthly subscription required. Educational planning tools only—not individualized financial advice.