Zero-Based Budget Spreadsheet β Excel & Google Sheets
Give every dollar a job. π΅
Zero-based budgeting means your income minus your plan equals zero β every dollar assigned on purpose. This sheet does the maths so you always know exactly what's left to assign, with envelopes and transactions built in.
β’ Assign every dollar until you hit zero
β’ Envelope system for spending categories
β’ Log transactions & see what's left, live
β’ Dashboard to keep you on track
β Works in Excel AND Google Sheets
β Type over the sample numbers
β Instant download Β· yours forever Β· no subscription
Tell your money where to go β instead of wondering where it went.