Financial Literacy for Kids: Building Smart Money Habits Early

A self-paced, family-friendly course that helps kids learn how money works — through budgeting, saving, smart spending, and real-life practice.

Designed for independent learners or families who want to learn together, at a pace that works for them.

WHO THIS COURSE IS FOR

This course is a great fit if:

You want your child to understand money before it becomes overwhelming
You’re looking for practical, real-world financial skills — not worksheets just for show
You want a course your child can complete independently or with family support
You value conversations about money, choices, and responsibility

This course may not be the best fit if:

You’re looking for live classes or instructor-led sessions
You want required assignments or graded work
You prefer fast-paced or advanced financial investing content

WHAT YOUR CHILD WILL LEARN

By the end of this course, learners will be able to:

Understand the difference between needs and wants
Make basic budgets and spending plans
Understand debit, credit, and how banking works
Explore kid-friendly ways to earn money
Compare prices, unit costs, and sales tax while shopping
Practice making thoughtful money decisions in real-life situations

COURSE FORMAT

How the Course Works

5 self-paced lessons
Short, engaging video instruction
Printable handouts and optional enrichment activities
Designed for independent or family-supported learning
No required submissions
No instructor feedback required

Learn anytime, anywhere, at your own pace.

FAMILY-FRIENDLY BY DESIGN

This course is intentionally designed to support family learning.

Parents are encouraged to:

Discuss activities together
Share real-life examples
Practice skills during everyday shopping and budgeting moments

The course is licensed for use by one household, and materials may be shared among siblings within the same family.

WHAT MAKES THIS COURSE DIFFERENT

Focuses on real-life money skills kids actually use
Encourages conversation instead of pressure
Builds confidence without overwhelm
Created by an experienced educator who specializes in practical life skills for kids and teens

Smart money habits start early — and small lessons today can make a big difference later!

Course Access

This self-paced option gives you full access to all lessons and materials, with the flexibility to learn on your own schedule.

Elevate with DayshaRae is an approved ClassWallet vendor in Arizona, New York, Arkansas, Missouri, and New Hampshire.

ESA payments are completed through ClassWallet and are not processed through Payhip checkout. If you plan to use ESA or ClassWallet funds, please contact me prior to purchase so I can guide you through the correct process.

📧 Email:daysha@daysharae.com

Choose a pricing plan

Self-Paced Family Course

$49

✔ Five self-paced lessons designed for kids and families
✔ Short videos, printable handouts, and optional enrichment activities
✔ Builds foundational money skills through real-life practice
✔ Designed for independent or family-supported learning
✔ Lifetime access

Course curriculum

1

Start Here!
- Welcome to this Course
- Lesson 1: Needs vs. Wants
- Lesson 1 Enrichment: The Budgeting Bean Game
2

Lesson 2: Debit Cards, Credit Cards, and Banking Basics
- Lesson 2: Debit Cards, Credit Cards, and Banking Basics
- Lesson 2 Enrichment: Smart Money Moves
3

Lesson 3: Why Being a Kid Is Awesome for Business & Understanding Profit vs. Loss
- Lesson 3: Why Being a Kid Is Awesome for Business & Understanding Profit vs. Loss
- Lesson 3 Enrichment
4

Lesson 4: Smart Ways Kids Can Earn Money
- Lesson 4: Smart Ways Kids Can Earn Money
- Lesson 4 Enrichment
5

Lesson 5: Get Ready to Learn How to be a Smart Shopper!
- Lesson 5: Get Ready to Learn How to be a Smart Shopper!
- Lesson 5 Enrichment