Cost Savings - This could potentially save you thousands of euros

The fundamental rule of personal finance is to spend less than you earn. The two ways to achieving this are spending less and earning more. The bigger the positive gap between your earnings and expenditure the greater your financial freedom.

This book concentrates on the first of these strategies. It can be read from cover to cover or dipped into randomly at any point. It starts with a few generalisations as to where one might profitably look for ideas if one wanted to indulge in some brain storming. Then offers more specific suggestions, many of which can be immediately applied without great effort or investment.

The overriding message is that being thrifty need not be a chore and a saving on something means more available for something else.