Debt Remedies for the Rest of Us

What is Debt Remedies for the Rest of Us by Alev Solak?

If you’re here because you’re struggling with consumer debt, income tax debt, or medical debt, the biggest problem is probably not that you are low on money. The problem is how you feel about your financial difficulties. Alev Solak understands that, and his main focus is on getting consumers to stop feeling bad about their financial difficulties in order to begin taking the concrete steps that can bring them both financial and emotional relief.

While it might be tempting to hide from creditors, the best thing that consumers can do is try to work with creditors in order to reduce or delay payments, set up payment plans, and possibly, negotiate for a lower settlement amount. This can be done on consumer, tax, and medical debt, but it takes a strategy and sometimes, just filling out the right forms or talking ot the right people.

These are just some of the questions that Debt Remedies for the Rest of Us covers:

• How can you find nonprofit credit counselors?
• When are credit counselors needed?
• When should you handle your own DIY debt negotiation?
• How can you get hospitals and other medical providers to reduce your bills?
• When is the best time to let creditors know you are having problems paying?
• What should you do if you can't pay your income taxes?
• How can you get other people to help you pay off your debt?
• Are there alternatives to debt consolidation and debt repayment plans?
• Where can free online tools and worksheets be found?

You are the only one who can set the ball in motion in order to cope with debt. However, you do not have to do it by yourself. There are plenty of helpful resources out there that can do everything from provide second-chance financing to simple help with budgeting. You just need to know where to look, and that is what you can learn with this book. It can keep you from making mistakes that can cost you even more money, stop the phone calls from debt collectors, and help you get a good night's sleep again. You will feel relieved because you will know what to do!