From Surviving to Thriving: Finding Financial Clarity - The Money Tree Playbook

If you work hard, pay your bills, and still feel like money is a constant source of stress, you’re not alone — and you’re not failing.

From Surviving to Thriving was written for everyday people who are doing their best but feel overwhelmed, confused, or stuck when it comes to money. This book isn’t about shortcuts, hustle culture, or becoming wealthy overnight. It’s about clarity, understanding, and building a financial life that actually feels manageable.

Written by Kevin Stewart, Financial Services Broker and creator of the Money Tree and Me platform, this ebook breaks down how money really works in the U.S. — without jargon, judgment, or unrealistic expectations. Kevin combines real-world experience, clear explanations, and a calm, empathetic tone to help you understand what matters most to your situation.

Inside, you’ll learn how to:

• Create a realistic budget that works with real life, not against it
• Understand debt without shame and identify paths toward relief
• Build a simple, automated investing strategy without overthinking
• Make confident decisions about big purchases like homes and cars
• Reduce financial anxiety and regain a sense of control

Each chapter includes pauses, reflections, and guided prompts so you can apply what you’re learning immediately. This isn’t just a book to read — it’s a framework to use.

You don’t need to know everything about money to move forward. You just need the right guidance, explained clearly, and a place to start.

If you’re ready to stop surviving financially and begin building something calmer, more intentional, and more secure, this book was written for you.