UK Money Spreadsheet Bundle (All 4 Templates)

Get all four Tidy Sums Co templates together and save over £9 compared with buying separately (£27.96).

Included in one zip download

1. UK Monthly Household Budget - budget vs actual for 12 months, UK bills, sinking funds and dashboard

2. UK Side Hustle & Self-Employed Tracker - income, HMRC-category expenses, 45p/25p mileage, trading allowance check and an income tax + Class 4 NI estimate by tax year

3. Christmas Budget & Gift Tracker - budget by category, gift list, food & extras, savings pot and countdown

4. Debt Snowball Tracker - snowball vs avalanche vs minimums, 120-month plan and debt-free date

- Plus a one-page PDF quick-start guide

- 8 spreadsheet files in total: an EXAMPLE and a BLANK version of each

The side hustle tax figures are estimates using 2026/27 rates for England, Wales & NI - not tax advice; check gov.uk each year (Scotland's income tax bands differ).

How it works

- Instant digital download - nothing is posted.

- Opens in Microsoft Excel (2010 or later / Microsoft 365) or Google Sheets (upload to Google Drive and open with Google Sheets, or File > Import). No macros or add-ins.

- Every file starts with a 'Start Here' tab with step-by-step instructions.

- You get two versions: an EXAMPLE file filled with made-up data so you can see how it works, and a BLANK file ready for your own figures.

Please note

- This is a digital file, so no physical item will be sent.

- For personal use only - please don't share or resell.

- Colours on screen may vary slightly between devices.

- Questions? Send Tidy Sums Co a message and we'll happily help.

AI-use disclosure: These templates were designed and built by Tidy Sums Co with the help of AI tools, then checked and tested by us. Listing images are real screenshots of the spreadsheets (example data), not AI-generated pictures.