Hi — I'm Billy, behind Tidy Sums Co.

I make clean UK money spreadsheets for real life: household budgets with Council Tax and TV Licence baked in, side-hustle trackers that speak HMRC, debt plans you can actually follow, and a Christmas tracker so December doesn't wreck January.

Every download includes an EXAMPLE file (so you can see how it works) and a BLANK ready for your own figures. Opens in Excel or Google Sheets — no macros, no fuss.

These are planning tools for personal use, not financial or tax advice. If something's unclear, message me — I'm a sole trader and I answer.

Thanks for stopping by.