UK Monthly Household Budget Spreadsheet

Take control of your money with the UK Monthly Household Budget from Tidy Sums Co - a clean, easy spreadsheet built around real British bills, from Council Tax and the TV Licence to energy, water and broadband.

Plan a budget once, then type in what you actually spend each month. The dashboard shows budget vs actual for any month you pick, with green for on track and red for over budget, plus charts of income vs spending across the year.

What's inside

- Budget Plan: monthly take-home income, fixed bills (rent/mortgage, Council Tax, energy, water, broadband, TV Licence, mobile, insurance), 13 variable spending categories and 6 sinking funds - all renamable

- 'Left to assign' check so every pound has a job

- Monthly Tracker: 12 months side by side with yearly totals and differences

- Month View: category-by-category check for any month

- Sinking Funds: targets, dates, progress bars and how much to save per month

- Dashboard: month picker, key numbers, savings rate and three charts

- £ formatting, dd/mm/yyyy dates and British spelling throughout

How it works

- Instant digital download - nothing is posted.

- Opens in Microsoft Excel (2010 or later / Microsoft 365) or Google Sheets (upload to Google Drive and open with Google Sheets, or File > Import). No macros or add-ins.

- Every file starts with a 'Start Here' tab with step-by-step instructions.

- You get two versions: an EXAMPLE file filled with made-up data so you can see how it works, and a BLANK file ready for your own figures.

Please note

- This is a digital file, so no physical item will be sent.

- For personal use only - please don't share or resell.

- Colours on screen may vary slightly between devices.

- Questions? Send Tidy Sums Co a message and we'll happily help.

AI-use disclosure: These templates were designed and built by Tidy Sums Co with the help of AI tools, then checked and tested by us. Listing images are real screenshots of the spreadsheets (example data), not AI-generated pictures.