The Small Business Financial Survival Guide: What Every Business Owner Should Know Before It's Too Late

Profitable on paper. Broke in the bank.

Layla ran a catering company with three years of steady profit. She took on a contract worth four times her usual monthly work, and that first month was the most profitable she had ever had. Six weeks later, she couldn't make payroll.

This book explains how that happens, and how to see it coming in your own business. It is written in plain English for people who run a business and never trained in finance. No accounting background is needed.

What you will learn:

• The difference between profit and cash, and why it matters more than any other number
• How to read your own financial statements without fear
• How to price from your real costs, budget simply and forecast ahead
• How to deal with debt and tax, including a practical case against running a business on interest (murabaha, ijarah, musharakah and qard hasan explained in plain terms)
• How to prevent fraud, set basic internal controls and manage stock
• How to grow without chaos, prepare for banks and investors, and give your business an annual financial health check

What's inside: 20 chapters, each built around a real-world example. 18 of them end with a "Try this" exercise and a chapter summary.

Who it is for: small business owners, freelancers, shop and restaurant owners, consultants and anyone starting a business.

About the author: Ismail Hassan, ACCA, is a finance professional with extensive experience in accounting, budgeting, financial planning and business performance management.

What readers say on Amazon (4.1 out of 5 from 6 ratings):

"Real world examples and everything broken down in layman's terms." — Christine Perry, Verified Purchase

"It explains vital accounting concepts in clear and easy to understand terms." — jph

You will receive: one PDF file, available to download straight after purchase.

Note: this book provides general educational information. It is not personalised financial, accounting, legal or tax advice.

Small business finance, cash flow, bookkeeping for beginners, business budgeting, pricing strategy, financial statements, entrepreneur guide, interest-free finance, small business ebook, ACCA