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Debit Payoff Challenge Tracker

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Debt Payoff Challenge ($1–$100 Tracker)


Pay off an extra $5,050—one step at a time.


This printable tracker turns small, consistent payments into real progress. Each circle represents $1–$100. As you pay more than your minimum, mark the matching amount and watch your debt shrink visually.


How it works

  • Pay anything above your minimum
  • Mark the circle that matches your total
  • Combine amounts as needed (e.g., $11 + $9 = $20)

Why it works

  • Clear, visual progress keeps you consistent
  • Flexible amounts fit any budget
  • Simple system—no spreadsheets required

What you get

  • 1 clean, printable PDF (instant download)
  • Designed for repeated use (print as needed)

Total impact

Complete the tracker and you’ll have paid an extra $5,050 toward your debt.


Use it alongside your current plan—snowball, avalanche, or your own method—and give every extra dollar a clear purpose.

You will get a PDF (129KB) file