🌿 Ill-Health Retirement Guide & Letter Template Bundle 🌸

Applying for ill-health or medical retirement can feel overwhelming when you’re already living with a chronic illness or disability. This Guide and Letter Template Bundle, created by Chronic Care HR, gives you the practical tools and guidance you need — clear letters, a comprehensive guide, and a quick-reference checklist — to make the process easier.

Based on professional HR expertise and lived experience, this pack is designed to help you feel informed, supported, and ready to take the next step.

💜 What’s Included

✨ Ill-Health Retirement Guide (PDF)

• Easy to read step-by-step process explained clearly.
• Scheme-specific notes (NHS, Teachers, LGPS, Police, Firefighters, Civil Service).
• Equality Act 2010 explained.
• Appeals + final tips.

✨ Editable Template Letters (DOCX)

Each letter comes with simple instructions and fill-in sections, so you can tailor it to your situation:

1. Request for Reasonable Adjustments & Support (to ask for changes at work and to discuss ill-health retirement if adjustments aren’t enough).
2. Medical Support Request (to GP/Consultant) for a medical report or evidence.
3. Request for Occupational Health Referral (to your employer).
4. Cover Letter to Pension Provider (to send with your ill-health retirement application).

✨ Quick-Reference Checklist (PDF)

• 1-page printable overview.
• Key steps + documents at a glance.

Plus Bonus item

✨ Guide to Working After Ill-Health Retirement (DOCX + PDF)

• Explains your rights if you want to work after being granted ill-health retirement.
• Clear breakdown of different tiers/levels (NHS, LGPS, Teachers, Police, Firefighters, Civil Service).
• What “gainful employment” means and how it affects your pension.
• Tips on protecting your rights and avoiding issues with your pension scheme.

🌸 Who This Is For

• Employees living with chronic illness or disability.
• Anyone applying for or considering ill-health retirement.
• People who want ready-made, professional HR letters and guidance.

⚠️ Important

This bundle is not financial or legal advice. It is professional HR guidance based on lived and professional experience. Always seek independent financial or legal advice for those matters.

💜 Why This Bundle?

Because you shouldn’t have to figure it all out alone. These templates and resources will save you time, reduce stress, and help you feel supported through a difficult process. 🌿