Essential Budget Template| Income, Savings, Debt & Expenses tracker | Chic finds by Chi

✨ Meet the Creator

Hi, I’m Chi, and I’m someone who’s really passionate about budgeting — because I’ve lived through the hard part. After being laid off two years ago, my finances were a mess. I felt overwhelmed, lost, and unsure how to rebuild.

So I created a system that worked for me — simple, clean, and actually doable. That system evolved into this very budget template, and now I’m sharing it with you. If you’ve ever felt stuck, confused, or just needed a reset — this is for you.

Now that I’ve found a new job, I still use this template every single month. It’s helped me stay consistent, get control, and breathe easier — and I know it can help you too.

📦 What’s Included (All in One Powerful Tab)

• 💵 Income Table – Track pay periods, income sources, and amounts
• 🛒 Expenses – Fixed and lifestyle categories, cleanly separated and auto-calculated
• 🏦 Savings Log – Set monthly contributions and track goal progress
• 💸 Debt Overview – View your balances, repayments, and track your reduction
• 📈 Investments + Card Spending – Optional space to track activity if needed
• ✅ Automated Dashboard – At the top: see income, expenses, savings, debt paid, and what’s left
• 📊 Bonus Pie Chart – Visual “Where Did My Money Go” snapshot

⚙️ How It Works

• You’ll receive a PDF download with:
• Your private Google Sheets link
• A quick video walkthrough so you feel confident using it
• To use this template:
• You must have a Google account
• Open the link, then go to File → Make a Copy
• You can duplicate the budget tab monthly to track progress

⚠️ This template only works with Google Sheets

(Not compatible with Excel, Apple Numbers, or offline software)

👩🏽‍💻 Who Is This For?

This budget template was built for real life — whether you’re rebuilding, resetting, or just want to get more organized.

✅ Perfect for:

• Beginners to budgeting
• Millennials, renters, side-hustlers, freelancers
• Anyone who wants a clean, visual system that does the math for them
• Those who need a low-pressure, easy way to stay consistent

💡 No finance background needed. Just plug in your numbers and go.

DISCLAIMER:

By purchasing, downloading, or using this budgeting template, you agree to the following terms:

❌ NO REFUNDS

This is a digital product with instant access. All sales are final — no refunds, exchanges, or cancellations will be issued under any circumstances. Please review all previews and instructions carefully before purchasing.

🧠 INTENDED USE

This template is a personal finance tool designed to help you organize your income, expenses, savings, and debt. It is not a replacement for professional legal, financial, or tax advice. Use it as a guide — not a guarantee.

🔧 COMPATIBILITY

• This product is compatible with Google Sheets only
• It will not work in Excel, Numbers, or other spreadsheet programs
• You must have a Google account to use this file

🛠️ CUSTOMIZATION & SUPPORT

You are welcome to customize the template for your own use. However, support is not provided for modified, edited, or altered versions.

🔐 COPYRIGHT & LICENSE

This template is the exclusive property of Chic Finds by Chi.

You may not:

• Resell, share, or redistribute this file
• Claim ownership or use it in any commercial offering
• Upload or host it publicly or privately
• Violations may result in legal action and financial liability.

📩 NEED HELP?

Please feel free to reach out if you run into any issues downloading or using this template.

Kindly note that support will not be provided for altered or modified versions different from the original.

Email: digitalbae.chi@gmail.com

© 2024 Chic Finds by Chi. All rights reserved.