Last Updated: February 20, 2025

Welcome to Chic Finds by Chi. By accessing or using our website, products, or services (collectively, the "Services"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing or using our website and Services, you affirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Changes to Terms

We reserve the right to modify or update these Terms at any time without prior notice. When we make changes, we will update the "Last Updated" date at the top of these Terms. We encourage you to review this page periodically to stay informed about any changes.

3. Account Registration

To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information when creating an account and to keep your account details up to date. You are responsible for maintaining the confidentiality of your account login information and for all activities under your account.

4. Use of Services

You may use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable local, state, or international laws or regulations.
• Engage in any activity that could damage, disable, overburden, or impair our website or Services.
• Use the Services to transmit malicious software or any other harmful code.
• Reproduce, duplicate, copy, sell, resell, or exploit any part of the Services for commercial purposes without our express permission.

5. Intellectual Property

All content, designs, text, graphics, logos, and other materials on our website are owned by or licensed to Chic Finds by Chi and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any of this content without permission, except for personal, non-commercial use in accordance with these Terms.

6. Digital Products

Our digital products (e.g., budget templates or trackers, eBooks, lookbooks, guides) are available for download after purchase. Once you purchase a product, you are granted a non-exclusive, non-transferable license to use the product for personal, non-commercial purposes. You may not copy, share, or distribute the product without our permission.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services. These third parties are not under our control, and we are not responsible for the content, policies, or practices of these websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

8. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, if we believe you have violated these Terms or engaged in any fraudulent, unlawful, or harmful activity.

9. Limitation of Liability

To the fullest extent permitted by law, Chic Finds by Chi shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising from your use of the Services.

10. Indemnification

You agree to indemnify and hold harmless Chic Finds by Chi, its affiliates, and its employees from any claims, damages, or losses arising from your use of the Services or any violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Your Jurisdiction]. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located in [Insert Your Jurisdiction].

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Chic Finds by Chi

Email: digitalbae.chi@gmail.com

Website: [Your Website URL]

Phone: [Your Contact Number]

Address: [Your Business Address]

Refund Policy

Last Updated: February 20, 2025

Thank you for purchasing products from Chic Finds by Chi. We want you to be fully satisfied with your purchase. Please read our refund policy carefully before making a purchase.

1. No Refunds

Due to the nature of our digital products, all sales are final. Once a product is purchased and delivered, no refunds will be issued under any circumstances. By purchasing, you acknowledge and accept this no-refund policy.

2. Exceptions

There are no exceptions to this no-refund policy. We strongly encourage you to carefully review the product details and descriptions before making a purchase. If you have any questions or concerns about a product, please contact us at digitalbae.chi@gmail.com before purchasing.

3. Product Issues

If you experience any technical issues with accessing your purchased product (such as a failed download link or corrupted files), please contact us immediately at digitalbae.chi@gmail.com. We will assist you in resolving the issue or provide a replacement if necessary.

4. Customer Support

We are committed to providing excellent customer support. If you have any questions, concerns, or issues with your purchase, please do not hesitate to contact us at digitalbae.chi@gmail.com. We will do our best to assist you.

5. Right to Modify the Refund Policy

We reserve the right to modify or update this Refund Policy at any time. Any changes will be posted on this page with an updated "Last Updated" date.