Budget Planner 2027 | Excel & Google Sheets Budget Spreadsheet | Paycheck Budget, Bill Tracker, Savings Goals & Debt Payoff | Dark & Light Mode
Your whole money system in one file. Budget, bills, paychecks, savings goals and debt payoff, all connected and all automatic. Pick a month and everything updates.
What’s inside (11 tabs):
• Dashboard: income, spending, savings, budget-vs-actual bars, 50/30/20 check, weekly spending
• Transactions: one simple log for the whole year
• Budget Plan: up to 30 categories, a different amount each month if you need it
• Bill Tracker: tick ✓ when paid; bills due soon turn amber and late ones turn red
• Money Calendar: every bill and payday on one page
• Paycheck Planner: weekly, biweekly, semi-monthly or monthly, showing what each paycheck must cover
• Savings Goals: progress bars that fill as you save
• Debt Payoff: Snowball or Avalanche, with estimated debt-free dates
• Year at a Glance, Setup, and a Start Here guide
Works with: Microsoft Excel (2016 or newer, Windows & Mac) and Google Sheets (free).
You’ll receive: Dark and Light versions (.xlsx), plus a Start Here PDF with your Google Sheets copy link.
Good to know: This is a digital download; no physical item will be shipped. Personal use only. This planner is an organizing tool, not financial advice.