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20 Ways to Save

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I know just how difficult it can be to save money. In fact, for many years, I didn't save a penny. Everything I earnt was spent on bills, food and essentials. So, how on earth can you save money if you don't have anything left over at the end of the month?

Well, you've got two choices - earn more, or cut your spending. But I know it's not as easy as that - which is why I've come up with this checklist to help you figure out what you CAN do and HOW to do it.

Download this workbook to find ten suggestions for each of those options, which will hopefully help you have more money left to save at the end of each month.
You will get a PDF (2MB) file

Free for all + pay what you can

As I write about thrifty living, budgeting and saving money, I'm very aware that you may have discovered my website while looking for a solution to financial struggles. This is why my resources are available for everyone to download free of charge but, if you are able to make a small contribution, even just £1, this will enable me to continue to provide free resources to anyone who needs them. Thank you!