Income & Expense Tracker Pro — Budget, Analytics, Recurring (No Subscription · Works Offline)

The Standard Income & Expense Tracker gives you a monthly ledger, balance hero, spending percentages, and budget setting. The Pro version adds advanced budget analytics, recurring transaction management, and financial reports.

Start with the complete Standard edition—monthly transaction ledger, balance hero (income, expenses, net), spending percentage tracker with visual bars, category breakdowns with charts, budget setting per category, transaction filtering, recurring transaction flagging, monthly navigation, insights dashboard, dark/light mode, export/import. Then unlock Pro: advanced budget analytics with overspend warnings tell you instantly when you're approaching category limits—never get surprised by overspend. Recurring transaction management deep-dives into your fixed costs—subscriptions, salaries, retainers, rent. See patterns in recurring income and expenses. Which recurring costs are actually worth it? Enhanced category insights show you trends over months—are you spending more on marketing this quarter? Less on software? Detailed analytics guide your budget adjustments. Focus Mode (Ctrl+F) strips everything except your balance hero and monthly summary. Printable financial report exports your P&L cleanly for accountants or board review. Session quotes on load. Keyboard shortcuts (Ctrl+H). Premium visuals—subtle animations, frosted glass, textured background—make financial tracking feel premium.

Everything saves locally to your device. No Google account. No app. Your financial data is entirely yours.

◈ KEY FEATURES

★ Everything from Standard Edition Monthly transaction ledger, balance hero, spending percentage tracker, category breakdowns with charts, budget setting per category, transaction filtering, recurring transaction flagging, monthly navigation, insights dashboard, dark/light mode, export/import.

★ Advanced Budget Analytics with Overspend Warnings Set category budgets and watch the tool monitor in real-time. Approaching your marketing budget limit? The tool warns you before you overspend. Alerts keep spending intentional, not reactive.

★ Recurring Transaction Management Deep-dive into your recurring income and expenses. Which subscriptions matter? Which ones are zombies you forgot about? Which retainer clients are most reliable? Recurring analysis guides cash flow decisions.

★ Enhanced Category Insights Track category spending trends over months. Marketing spending up? Down? Stable? Software tools costing more? These insights show patterns and guide budget allocation.

★ Focus Mode Ctrl+F strips everything except your balance hero and monthly summary. No transaction list, no charts, no noise. Just your numbers. Exit anytime.

★ Printable Financial Report Export a clean, printable P&L summary of your income, expenses, net profit, and category breakdown. Share with your accountant. Present to investors. Archive annually.

★ Session Motivational Quotes Each time you open the tool, a fresh quote appears. Subtle encouragement for financial management.

★ Keyboard Shortcuts Ctrl+H opens the shortcuts panel. Navigate between months and views faster. Power users appreciate this.

★ Premium Visual Layer Subtle animations when transactions are added. Frosted glass effects on summary cards. Textured background. Financial tracking feels premium because it is.

★ Pro Badge Your tracker shows a Pro badge. Proof you take financial control seriously.

◈ YOUR DATA — HOW IT WORKS

Your transactions, budgets, category analysis, and financial data live locally on your device using browser storage (localStorage). Nothing is sent to servers. Nothing is shared with accountants or banks (unless you export and share it yourself). When you close the tool, it's all there. When you open it next month, next quarter—your complete financial history is intact. Want a backup? Export your complete ledger as a JSON file and keep it somewhere safe.

◈ WHO IS THIS FOR

→ Freelancers and contractors tracking income from multiple clients → Small business owners managing monthly cash flow and budgets → Solopreneurs who want to understand spending patterns → Entrepreneurs preparing tax documents and accountant discussions → Side-hustlers who want to know if they're actually profitable

◈ WHAT YOU RECEIVE

• 1 × HTML file — Income & Expense Tracker Pro
• Works in any modern browser: Chrome, Edge, Firefox, Safari
• No installation. No account. No internet connection required after download
• Built-in welcome guide on first open
• Lifetime use. No subscription. No expiry
• Designed for desktop use — best experienced on a laptop or computer

◈ HOW TO USE IT

1. Download the file and save it on your Desktop
2. Double-click to open in your browser
3. The welcome guide introduces Standard features first
4. Set up your expense categories (rent, marketing, software, etc.)
5. Set monthly budgets for each category
6. Start logging income and expenses
7. Mark recurring transactions (subscriptions, retainers, salaries)
8. Watch the tool warn you when you're approaching budget limits
9. Review enhanced category insights to spot spending trends
10. Analyse which recurring costs are worth keeping
11. Export a printable financial report for quarterly reviews or tax prep

◈ IMPORTANT — PLEASE READ BEFORE PURCHASING

This is a digital HTML file—not accounting software, not QuickBooks, not a spreadsheet. You download it once and it lives on your device forever. Your financial data is stored locally using browser storage (localStorage)—completely private, on your computer only. This tool is for tracking and visibility; consult an accountant for tax and legal advice. If you clear your browser storage, data is lost—use the export function to back up regularly and securely. There are no refunds on digital products. For technical support, contact us and we'll help. Always maintain regular backups of your financial records.

◈ ABOUT THORPE STUDIO

Thorpe Studio builds premium browser-based productivity tools for freelancers and solopreneurs. Every tool opens instantly in your browser, works offline, requires no account, and keeps your data private on your device. No subscriptions. No cloud. No friction. Just you, your ideas, and the tools you need to move forward.

£1.99