Monthly Budget Planner | Zero-Based Budget Spreadsheet | Planned vs Actual, Savings Rate & Cash Flow | Excel & Google Sheets

Take control of your money — give every dollar a job.

This Monthly Budget Planner makes zero-based budgeting simple. Plan your income and expenses, track planned vs actual, and instantly see what's left to budget, your net cash flow and your savings rate.

WHAT YOU GET

• Budget tab — add each income source and expense, set Planned and Actual amounts; the Difference is calculated for you.

• Zero-based method — assign every dollar (including savings and debt payments) until 'Left to Budget' hits $0.

• Dashboard — planned vs actual income and expenses, left to budget, net cash flow and savings rate, all automatic.

• Clean, simple, reusable every month.

PERFECT FOR

• Anyone starting a budget, paying off debt, or building savings.

• Fans of zero-based / paycheck budgeting.

WORKS WITH

Microsoft Excel · Google Sheets · LibreOffice Calc. Desktop and mobile.

INSTANT DIGITAL DOWNLOAD

You'll get the spreadsheet immediately after purchase. Because this is a digital product, all sales are final (no refunds). A built-in Instructions tab walks you through everything.

Note: this is an organizing tool only. It does not provide financial, tax or legal advice. Consult a qualified professional for advice about your situation.