Bank Loans and Borrowing Costs Lesson | English & Spanish

The monthly payment is only part of a loan decision. Students compare borrowing options, work with supplied figures and explain the conditions that could change their choice.

Students will:

- Compare bank loans and connect loan terms with payments, total costs and risk.

- Apply the concepts in a paper-based loan simulation with calculations and written reasoning.

For the teacher:

Teacher models and calculation references support the core teaching; extra practice is available separately.

The package includes guided notes and vocabulary, a reading with questions, classroom activities, assessment materials and separate teacher keys. Printable PDFs come with editable Word documents and PowerPoint presentations. English-Spanish materials support the same content; paired language versions are not extra assignments.

Before class, start with the teacher guide. It identifies what to open, what students need and where to pause. Plan across multiple class periods and use the optional practice when it fits your students.

High school Economics and Personal Finance. Unit 5, Lesson 4. This lesson is also included in the Unit 5 bundle and the complete EPF curriculum; you do not need to purchase it twice.