Barbara Herod. I am an educator, financial literacy advocate, and founder of Creative Cashflow Connections. I am passionate about helping individuals and families build financial confidence through practical education, simple money strategies, and intentional planning. Drawing on my years of experience in education, I teach everyday financial concepts in a clear, easy-to-understand way that empowers beginners to take action. My mission is to inspire others to create lasting financial stability and build generational wealth one step at a time.