I'm Dr. Rob McNeill — mortgage loan officer, author, and the creator behind The Loan Doctor brand. NMLS #844916. I originate loans through Matador Lending LLC out of Houston, TX, and I'm licensed in nearly every state.

I hold a PhD in Sociology with a concentration in Business Management from Texas Woman's University. HBCU educated at my core — Morgan State University and Texas Southern University. I've been originating mortgages since 2012, specializing in Non-QM lending: DSCR, bank statement, P&L, asset depletion, FHA, VA, and ITIN programs.

These digital products exist because most buyers learn the underwriting rules after they're already emotionally attached to a house. That timing creates denial risk, wasted money, and lost momentum. I built these guides to fix that — so you know your real qualifying income, your real approval odds, and your real next step before you ever sit across from a lender.

If you need direct help, book a strategy session at drrobmortgage.com or reach me at robert@matadorlending.com | 832-701-8144.

NMLS #844916 | Matador Lending LLC | Houston, TX

drrobmortgage.com