The Never Broke Nation

Jini is founder and CEO of Envision Business Management Group, a business management firm that has provided accounting services to people in the music industry for more than 20 years. Her clients include major artists, producers, songwriters, executives and record labels. Jini is a Reach Media Contributing Personal Finance Expert and appears regularly on the Willie Moore Jr. Show, The Ed Lover show and the Rickey Smiley Show. She also was an Accounting professor at Spelman College in Atlanta, Georgia.  Jini graduated from North Carolina A&T State University and the University of Illinois at Urbana-Champaign.  With her husband David, Jini has two adult sons, Trevor and Cameron. Jini can be followed at @jinithornton on Facebook and Instagram. You can watch and read all of her “How to” financial content at