Last updated: September 2, 2026

EDUCATIONAL INFORMATION ONLY

Nine Publishings provides digital books, workbooks, guides, and related materials for general educational and informational purposes only. Nine Publishings is a publisher and is not acting as your doctor, therapist, psychologist, dietitian, fitness trainer, lawyer, financial adviser, or other licensed professional. Purchasing or using our products does not create a professional-client relationship.

HEALTH AND SAFETY

Our wellness, beauty, walking, exercise, nutrition, sleep, stress, mindset, confidence, and self-care materials are not medical advice, diagnosis, treatment, therapy, or a substitute for care from a qualified professional. Consult an appropriate licensed professional before changing exercise, diet, supplements, skincare, haircare, medication, or health routines, especially if you are pregnant, nursing, injured, taking medication, or have a medical or mental-health condition. Stop any activity that causes pain, dizziness, shortness of breath, or other concerning symptoms and seek appropriate care. In an emergency, contact local emergency services.

NO GUARANTEES

Results vary from person to person. We do not promise or guarantee any particular health, wellness, appearance, financial, personal-development, or other result. You are responsible for deciding whether a product is suitable for you and for how you use the information.

DIGITAL PRODUCTS - FINAL SALE POLICY

Except where applicable law requires otherwise, all sales of digital products are final. Because access and download links are provided immediately after payment, we do not offer returns, exchanges, cancellations, or refunds for change of mind, accidental purchases, failure to use or download a product, or dissatisfaction based on personal preference.

If you are charged more than once, receive the wrong file, receive a corrupted file, or cannot access the product because of a verified technical delivery problem, contact us through the Payhip store or the contact information on your receipt. We will first provide reasonable technical assistance or a replacement file. Any refund required by applicable law, Payhip rules, or a payment provider's binding decision will still be honored.

DIGITAL FORMAT AND COMPATIBILITY

Products are delivered digitally, usually as PDF files. Buyers are responsible for having a compatible device, software, internet connection, and sufficient storage. Product descriptions should be reviewed before purchase.

PERSONAL-USE LICENSE

Your purchase grants one buyer a limited, non-exclusive, non-transferable license for personal use only. You may not share, upload, copy for others, resell, sublicense, distribute, publish, reproduce, modify for resale, or use any product for commercial training, client work, or artificial-intelligence training without prior written permission from Nine Publishings.

COPYRIGHT

All products, text, designs, worksheets, graphics, branding, and related materials are owned by or licensed to Nine Publishings and are protected by applicable copyright and intellectual-property laws. © 2026 Nine Publishings. All rights reserved.

ASSUMPTION OF RESPONSIBILITY AND LIMITATION OF LIABILITY

You are responsible for your choices, actions, and results when using our products. To the fullest extent permitted by law, Nine Publishings and its owners, contributors, and affiliates are not liable for indirect, incidental, special, consequential, or punitive losses arising from the purchase or use of our products. Nothing in this policy excludes rights or liability that cannot legally be excluded.

ACCEPTANCE

By purchasing, downloading, or using a Nine Publishings product, you acknowledge that you have read and accepted these terms. If you do not agree, do not purchase or use the product.