Terms of Use

Effective date: September 16, 2026

These Terms of Use govern your purchase, download and use of digital products sold under the AZELIVO brand.

AZELIVO is a digital-products brand owned and operated by Kori Shitala Prasad Ori Ram, India.

In these Terms, “AZELIVO,” “Seller,” “we,” “us” and “our” refer to Kori Shitala Prasad Ori Ram, operating under the AZELIVO brand. “You” and “your” refer to the purchaser or authorised user of an AZELIVO product.

By purchasing, downloading, accessing or using an AZELIVO product, you confirm that you have read and accepted these Terms of Use.

1. Digital Products

AZELIVO sells downloadable digital products, including spreadsheets, calculators, templates, worksheets, guides, examples and supporting documents.

No physical product will be shipped.

Product features, contents, file formats, software requirements and included files are described on the relevant product page. Please review this information before purchasing.

2. Licence Granted

Unless a product page states otherwise, your purchase includes a single-business licence.

Under this licence, one purchasing individual or business may:

Download and retain the purchased files.
Use the product for unlimited internal projects belonging to the purchasing individual or business.
Enter, edit and maintain its own business and project information in the supplied files.
Create completed estimates, quotations, reports, schedules, PDFs and printed documents.
Provide those completed outputs to its clients, employees, accountants, advisers, subcontractors or project participants when reasonably required for an authorised project.
Keep reasonable backup copies for internal use.

The licence is non-exclusive, non-transferable and subject to these Terms.

Purchase of a product gives you permission to use it. It does not transfer ownership of the template, design, formulas, structure, instructions, examples, branding or other intellectual property.

3. Prohibited Use

You may not:

Resell, redistribute, sublicense, lease, rent, donate or publicly share the original or modified files.
Upload the files to another website, marketplace, shared-drive library, membership platform or template collection for access by others.
Provide the editable templates to another business for its independent use.
Purchase one licence for use by multiple unrelated businesses.
Rebrand, white-label or present the templates as your own products for resale or distribution.
Copy or extract substantial portions of the product to create a competing template, toolkit, course or digital product.
Remove or conceal copyright, licence, ownership or other proprietary notices.
Use the files for unlawful, fraudulent, misleading or harmful purposes.
Share download links or access credentials with unauthorised persons.

Employees and contractors working for the purchasing business may use the files solely for that business’s authorised internal projects. They may not retain or use the templates for other purposes.

A separate purchase is required for each unrelated business or legal entity that wishes to use the editable products.

4. Client-Facing Outputs

You may provide completed estimates, quotations, reports, schedules, PDFs and printed outputs to your clients.

Before providing any output to a client, you are responsible for:

Reviewing all information, calculations and assumptions.
Removing internal or confidential information.
Confirming that the document is appropriate for the intended project.
Adding any terms, notices, signatures or contractual provisions required for your business.
Ensuring compliance with applicable laws and professional requirements.

Providing a completed output to a client does not give that client ownership of, or permission to reuse, the underlying editable AZELIVO template.

5. Example Files

Completed example files are supplied for demonstration and learning purposes only.

All names, businesses, clients, projects, quantities, costs, prices, tax rates, percentages, schedules and other information appearing in an example may be fictional, illustrative or unsuitable for your circumstances.

Example information must not be treated as a quotation, market price, professional recommendation or project-specific instruction.

6. User Responsibilities

You are solely responsible for:

Entering accurate and complete information.
Reviewing formulas, calculations and outputs before relying on them.
Confirming quantities, labour rates, material prices, subcontractor quotations, equipment costs, permits, overheads, contingencies, taxes, markup and profit assumptions.
Maintaining appropriate backups of your completed files.
Protecting the files against unauthorised access.
Using the product in accordance with applicable laws, regulations, contracts and professional obligations.
Obtaining independent professional advice when required.

You must exercise your own professional and commercial judgment. No spreadsheet or template can account for every project condition, contractual requirement or business risk.

7. Professional Disclaimer

AZELIVO products support business planning, estimating, pricing, presentation and recordkeeping.

They do not constitute accounting, tax, legal, engineering, architectural, financial, safety, code-compliance, construction-management or other professional advice.

Please consult appropriately qualified professionals for matters that require specialist advice.

AZELIVO does not guarantee:

That a bid or estimate will be accepted.
That estimated costs will equal actual costs.
That a project will be profitable.
That a client will make payment.
That a project will be completed on time or within budget.
Any particular commercial, financial or project result.

8. Software Compatibility

Product files may require particular software identified on the relevant product page.

Microsoft Excel desktop is recommended for AZELIVO Excel products unless otherwise stated. Other spreadsheet applications may open the files, but formulas, formatting, workbook protection, printing or other features may behave differently.

You are responsible for confirming that you have suitable software and equipment before purchasing. We do not guarantee compatibility with every device, operating system, software version or third-party application.

9. Payments and Delivery

Payhip and its supported payment providers process payments and digital-file delivery.

You are also subject to the applicable terms, policies and technical requirements of Payhip and the payment provider used to complete your transaction.

You are responsible for providing a valid email address and accurate purchase information.

If you experience a genuine problem accessing your purchased files, contact us at spkstar4u@gmail.com and provide your name, purchase email address and order details.

10. Prices and Taxes

Prices are displayed on the product page and may be changed at any time. A price change will not affect a purchase already completed.

Any applicable taxes may be calculated or collected based on the purchaser’s location, the selling platform’s procedures and applicable law.

You are responsible for any taxes, duties, reporting requirements or other obligations arising from your use of a purchased product.

11. Refunds

Because AZELIVO products are supplied as immediate-access digital downloads, purchases are generally non-refundable after the files have been accessed or downloaded, except:

When the supplied file is materially defective, and we cannot provide a working replacement within a reasonable period.
When you were charged more than once for the same product because of a verified duplicate transaction.
When a refund is required under applicable consumer law.

A change of mind, failure to read the product description, lack of compatible software or a decision not to use the product does not normally qualify for a refund.

Refund requests are also governed by the separate AZELIVO Refund Policy displayed on the website. Nothing in these Terms limits any mandatory consumer rights that cannot lawfully be excluded.

12. Intellectual Property

All AZELIVO products and their contents—including spreadsheet structures, formulas, layouts, designs, instructions, written material, examples, graphics, product names and branding—are owned by or licensed to Kori Shitala Prasad Ori Ram, unless otherwise stated.

They are protected by applicable intellectual-property laws.

No ownership rights are transferred to you through purchase or use. All rights not expressly granted under these Terms are reserved.

13. Product Updates

Your purchase includes the version available at the time of purchase.

We may correct, improve, replace or discontinue a product at our discretion. Unless expressly stated on the product page, your purchase does not guarantee future updates, additional features, customisation, consulting or ongoing support.

14. Support

Reasonable support is limited to questions concerning file access, download problems and basic clarification of the supplied instructions.

Support does not include:

Custom spreadsheet development.
Project-specific estimating or pricing.
Reviewing your bids, contracts or business records.
Accounting, tax, legal, engineering or construction advice.
Training in Microsoft Excel or third-party software.
Repairing files materially altered, corrupted or damaged after download.

Send support requests to spkstar4u@gmail.com.

15. Warranties

Products are supplied on an “as is” and “as available” basis, to the extent permitted by law.

Although reasonable care is taken in preparing the products, we do not warrant that:

Every file will be free from all errors.
Every formula or feature will meet your particular requirements.
The files will operate without interruption on every system.
Information or examples will remain current.
Using the product will produce a particular result.

Nothing in these Terms excludes a warranty or right that cannot legally be excluded.

16. Limitation of Liability

To the maximum extent permitted by applicable law, AZELIVO and Kori Shitala Prasad Ori Ram will not be liable for any indirect, incidental, special or consequential loss arising from the purchase or use of a product, including loss of profit, revenue, opportunity, business, data, reputation or anticipated savings.

To the maximum extent permitted by law, our total liability arising from a particular product will not exceed the amount you paid for that product.

These limitations do not apply where liability cannot lawfully be limited or excluded.

17. Indemnity

To the extent permitted by law, you agree to be responsible for claims, losses or expenses resulting from your unlawful use of a product, violation of these Terms, unauthorised distribution of the files or infringement of another person’s rights.

18. Suspension or Termination

Your licence may be suspended or terminated if you materially violate these Terms, including by sharing, reselling or redistributing the editable files.

Upon termination, you must stop using the product and delete unauthorised copies in your possession or control. Termination does not affect completed lawful client outputs created before termination.

19. Third-Party Services

Products may refer to or be used with third-party services, applications or websites. We do not control and are not responsible for their availability, security, content, prices, policies or performance.

Your use of third-party services is governed by their respective terms and policies.

20. Governing Law and Jurisdiction

These Terms are governed by the laws of India.

Subject to any mandatory consumer rights or jurisdictional protections that apply to you, disputes relating to these Terms or an AZELIVO product will be subject to the courts having jurisdiction in Mumbai, Maharashtra, India.

Before commencing formal proceedings, both parties should make a reasonable effort to resolve the matter through written communication.

21. Changes to These Terms

We may update these Terms when reasonably necessary to reflect changes in our products, operations, legal requirements or business practices.

The effective date shown at the beginning identifies the current version. Changes will not retroactively remove rights already granted for a completed purchase unless required by law or necessary to address misuse, fraud or security concerns.

22. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue in effect. An invalid provision will be interpreted or modified only to the minimum extent necessary to make it enforceable where permitted by law.

23. Entire Agreement

These Terms, the applicable product description, the AZELIVO Refund Policy and any licence document included with the product form the agreement governing your purchase and use of that product.

If there is a conflict, mandatory applicable law will prevail, followed by any product-specific licence terms and then these general Terms of Use.

24. Contact

For product access, support or licence questions, contact:

AZELIVO

Operated by: Kori Shitala Prasad Ori Ram

Country: India