Last updated: 8 November 2026

These terms apply to all purchases from FinLawVault Templates (the "Store"), operated by Alok Singh, Lucknow, Uttar Pradesh, India ("we", "us"). By buying or downloading a product, you agree to these terms.

1. Products. We sell digital products only: downloadable Excel and Google Sheets templates. No physical goods are shipped.

2. Delivery. After successful payment you receive an instant download link on screen and by email. If you do not receive it, please contact us through the Contact page.

3. Licence. Each purchase grants one business (one company or one client) a non-exclusive, non-transferable licence to use the product for its own internal purposes. You may not resell, share, upload, or redistribute the files, in original or modified form. Accountants serving several clients need a separate licence per client unless a multi-client licence is purchased.

4. Prices and payment. Prices are shown on each product page. Payments are processed securely by our payment partners (PayPal, card processors and Razorpay). We do not store your card or bank details.

5. No professional advice. Our templates are calculation tools. They are not legal, tax, accounting or payroll advice. Statutory rates and rules change over time; you are responsible for checking current rates with the relevant authority or a qualified professional before relying on any result.

6. Limitation of liability. Products are provided "as is". To the maximum extent permitted by law, our total liability for any claim relating to a product is limited to the amount you paid for it. We are not liable for indirect or consequential losses, including penalties arising from incorrect inputs or outdated rates.

7. Refunds. Please see our Refund Policy.

8. Changes. We may update these terms from time to time. The version shown on this page at the time of your purchase applies.

9. Governing law. These terms are governed by the laws of India. Courts at Lucknow, Uttar Pradesh shall have jurisdiction.

10. Contact. Questions? Use the Contact page on this store.