I live in Dubai and for years my money felt invisible: salary in, card taps out, and no idea where it went. So I built the budget spreadsheet I wished I had: one that doesn't just track, but tells you what to do next.

Every purchase leaves a dot. Money Dots helps you see them, sort them and keep more of your money, in Google Sheets or Excel, with no bank login and no subscription.

Questions? Reply to your order email and I'll help.