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Refund Policy & No-Chargeback Agreement

Mushin Journal


a. All Sales Are Final


Due to the immediate and irrevocable nature of digital product delivery, all sales are final. We do not offer refunds, returns, exchanges, or cancellations under any circumstances once a purchase has been completed and the product has been delivered.

We strongly encourage you to review all product descriptions, previews, and these Terms in full before making a purchase. If you have any questions about a product prior to purchasing, please contact us at mushinjournal@gmail.com.


b. Technical Support


If you experience a technical issue — such as not receiving your download, a broken link, or a file access problem — please contact us at mushinjournal@gmail.com. We are committed to resolving legitimate technical issues promptly and in good faith.


Technical issues do not constitute grounds for a refund. We will work to ensure you receive access to what you purchased.


c. Chargeback Waiver


By completing a purchase from Mushin Journal, you expressly agree and acknowledge the following:


  • You understand that all products are delivered digitally and immediately upon purchase.
  • You understand that Payhip stamps all delivered files with your purchase email as verifiable proof of delivery.
  • You waive any right to initiate a chargeback, payment reversal, or dispute through your financial institution, credit card provider, or any third-party payment processor in connection with any purchase made from Mushin Journal.
  • You agree that any disputes regarding a purchase must be resolved directly and exclusively with Mushin Journal by contacting mushinjournal@gmail.com.


Initiating a chargeback in violation of this agreement constitutes a material breach of these Terms and may result in:


  • Immediate revocation of your license to access and use the purchased product(s)
  • Permanent denial of future access to Mushin Journal products and services
  • Reporting of the dispute and associated purchase records (including the Payhip email delivery stamp) to the relevant payment processor as evidence of fraudulent dispute
  • Civil legal action to recover the disputed amount, associated fees, and damages


We reserve the right to submit proof of delivery — including Payhip's email delivery stamp — as evidence in any chargeback dispute or legal proceeding.