Introducing Karra, an aspiring KYC specialist with over 3 years of experience in the AML and Compliance field. 

Her love for crime series and documentaries led her to explore the world of AML Compliance, after spending 7 years as an educator at a non-profit organization.

Karra's expertise lies in conducting customer due diligence KYC and EDD cases for both retail and corporate clients, with a focus on handling high-risk clients such as HNWI and PEPs. She has an extensive knowledge of Name, PEP, Sanction, and adverse media screening tools, which she utilizes to great effect when performing global screening and external searches.

With a deep understanding of regulatory and non-regulatory compliance in various financial and fintech industries, Karra has honed her analytical and problem-solving skills, making her a valuable member of any team. Her contribution to various institutions includes creating an AML/CTF Manual, Name Screening Guidelines, and process improvement recommendations, all of which have significantly improved the institutions' processes.

In addition to her professional achievements, Karra uses her background in education to facilitate Basic AML Training. As she continues to pursue her aspirations to become a certified KYC specialist in the next few years, you can find her either binge-watching or preparing for her next professional challenge.

Meet Zhai, a seasoned professional with 14 years of experience in the financial industry. With a background in both banking and non-banking sectors, he possesses a diverse skill set that includes Compliance Monitoring, Anti-money Laundering (AML), Counter-Terrorist Financing (CTF), and Compliance Training.

Currently, he serves as a Senior Compliance Monitoring Officer for the Philippines' top cryptocurrency trading platform under the supervision of the Bangko Sentral ng Pilipinas. However, his experience doesn't stop there. He has worked as a Credit Underwriter for unsecured lending, a Trainer under Retail Banking Wealth Management in a major financial services institution, and a Quality Analyst and Lead for a global professional services company with advanced capabilities in digital, cloud, and security. In the latter role, he was part of a Digital Cryptocurrency Exchange Platform project.

Throughout his career, Francis has honed his expertise in risk assessment, compliance program design and implementation, and compliance metrics monitoring and reporting. He has designed and delivered engaging compliance training programs to educate employees on regulatory requirements, industry best practices, and emerging risks.

With his training and certification from the Anti Money Laundering Council, Francis is a dedicated and experienced AML/CTF Trainer. His interactive approach to training incorporates real-world examples and case studies to help participants apply AML/CTF principles to their day-to-day work. He has collaborated with various stakeholders, including compliance officers, risk managers, and senior executives, providing him with a deep understanding of the challenges that organizations face in AML/CTF compliance and the best practices for overcoming those challenges.

In addition to her impressive professional accomplishments, CJ is a recognized expert in the field of Corporate Banking, Customer Risk Assessment, and Know Your Customer. Her passion for sharing knowledge and empowering others is evident in her speaking and engagements programs.

As a working mother and wife, CJ actively promotes the importance of work-life balance and strives to lead by example. Her commitment to her family and personal life is just as strong as her dedication to her career.

CJ's ability to excel in multiple areas of her life is a testament to her resilience, determination, and positive attitude. Her story will inspire readers to pursue their passions, prioritize their well-being, and strive for success in all aspects of their lives.