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Terms of Service

By purchasing from Resolute Risk & Resilience, you agree to the following terms.


Products and Licensing: All products sold through this store are digital templates and toolkits provided in editable formats (Word, Excel, PowerPoint, PDF). Each purchase grants a single-user licence for internal business use within your organisation. You may not resell, redistribute, sublicense, or publicly share the purchased files.


Delivery: Products are delivered electronically via download link immediately after payment. Payhip sends you an email receipt containing your unique download link.


Payment: We accept payment via PayPal and major credit/debit cards through Payhip's secure checkout. All prices are listed in USD.


Intellectual Property: All content, templates, frameworks, and branding remain the intellectual property of Mostafa Abdeltawab / Resolute Risk & Resilience. Purchasing a product does not transfer ownership of the underlying intellectual property.


Refunds: Please see our Refund Policy page for details.


Limitation of Liability: Our products are provided as professional reference tools. They do not constitute legal, regulatory, or professional advice. You are responsible for adapting all materials to your organisation's specific requirements.


Contact: For questions about these terms, email dr.mostafa.abdeltawab@gmail.com.


This policy was last updated on 24 July 2026.