About Chef Sammy

I was not born with a silver spoon. I did not grow up with anyone sitting me down and teaching me how credit works. What I got instead was my credit stolen before I was old enough to know what credit even was. My father was using my name while I was still a child. As a child. Accounts opened. Debts accumulated. All in my name. By the time I turned 18 and tried to get my first apartment I had no idea what was waiting for me. Every application. Every attempt to move forward. Every time I tried to get a place of my own I was hit with collections, denials and debt I never created. I was starting my adult life already buried under someone else’s decisions and I had no idea how to get out. Being a single mother on top of that made every wall higher. I needed to move. I needed stability. I needed people to stop turning me away for something that was done to me before I was old enough to protect myself. I got sick and tired of asking people to cosign for me. Sick of depending on somebody else just to have a roof. Sick of paying credit repair companies money I did not have to fix something I did not break. Sick of being told no over and over again for a situation I never chose. So I stopped asking for help and I started doing the work myself. I sat down. I learned the laws. I learned exactly what my rights were. I learned what debt collectors are legally required to do, what credit bureaus are required to investigate and what federal protections exist specifically for people who have been through exactly what I went through. And I used every single one of them.

Season Your Credit is everything I learned put into one place. Written in plain language. Organized so you can actually pick it up and use it without a law degree or a financial background. Built for the person who did not grow up with privilege, who has been knocked down by circumstances they did not create and who is finally ready to stop letting their credit report define what they can and cannot have in life.

I run Wacking With Flavor LLC, a catering company built on the belief that everything in life deserves to be properly seasoned. Your food. Your business. Your finances. All of it. Because unseasoned is just another word for unprepared and I have been unprepared for the last time. You did not come this far to stay stuck. And you do not need a credit repair company to move forward. You need the right information, the right tools and the confidence to use them. That is exactly what I built. For you. Because I needed it too.

Welcome to the table.

~Chef Sammy

Wacking With Flavor LLC

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