If you’re running a UK business without clear visibility over your profit or tax position, this system fixes that.
This isn’t just somewhere to log income and expenses. It’s a structured finance system built specifically for UK sole traders and solopreneurs who want clarity and confidence in their numbers.
As you record transactions, you can see your true profit alongside estimated UK Income Tax, National Insurance, and Student Loan liability, so you know what you’re actually earning and what needs to be set aside.
Beyond tax, built-in cashflow reporting and custom reports help you to analyse performance properly, spot patterns, and make informed decisions about pricing and growth.
This system is about 3 things: profit clarity, tax awareness, and long-term growth visibility.
🎯 Who is this product for?
- UK sole traders and freelancers
- UK Small business owners
- UK Service providers and digital creators
- Anyone who wants clarity around income, expenses, and UK tax planning
Get this system if you are based in the UK and need structure and clarity now!
📊 What This Tracker Does
The Simple Business Finance System with Tax Estimator (UK Edition) gives you a clear, easy-to-use financial system so you always know where your business stands — without expensive software, subscriptions, or accounting stress. Crucially, it includes built-in UK tax estimation. Alongside this, you’ll get clear business dashboards, 12-month cashflow views, and automated transaction categorisation — helping you plan ahead with confidence and avoid year-end surprises.
👉 Available in two versions
- England / Wales / Northern Ireland tax rates
- Scotland-specific tax rates
(The only difference is the tax estimator tab — everything else works exactly the same.)
No more scrambling at year-end.
No more guessing your tax bill.
No more feeling unsure about your numbers.
✨ Key Features
- Income & Expense Tracking – Record and organise your business finances in one place
- Automatic Dashboards – Instantly view summaries, trends, and insights
- HMRC-Aligned Categories – Pre-populated expense categories designed for UK sole traders
- Year-on-Year Insights – Review performance over time
- UK Tax Estimator – Estimate Income Tax and National Insurance based on your data
💡 Why You’ll Love It
- Stay organised and compliant
- Understand your numbers clearly
- Plan for tax with more confidence
- Replace scattered spreadsheets with one simple system
🎁 Bonuses Included
You’ll also receive:
- A Private Use & Business Use Estimator to correctly split shared expenses
- A Mileage Tracker to record business journeys and keep clear supporting records
🚀 How It Works
- Purchase – Complete your checkout on Payhip
- Download – Receive a PDF containing secure links to the Google Sheets files
- Set Up – Make your own copy and customise it for your business
- Track & Review – Stay on top of your finances with confidence
📌 Disclaimer
This product is for informational purposes only and does not constitute financial, tax, or accounting advice.
All figures are based on user-entered data; accuracy and suitability are not guaranteed, and no liability is accepted.
For personal or internal business use only — resale, sharing, or repurposing is not permitted.
❌ Refund Policy
This is a digital product. Digital products are non-refundable.
Returns, refunds, exchanges, and cancellations are not accepted, so please review the product description carefully before purchasing.
If you experience any issues accessing your files, please use the Contact Us form and I’ll be happy to help with technical support.
🌱 Final Thought
Your business deserves a system that supports growth — not stress.
One tool. One-off cost. Total financial clarity.
