Last updated: January 2026

1. Introduction

These Terms of Service govern your use of the Tari Planners website and digital products. By purchasing or downloading any product, you agree to these terms.

Tari Planners is operated from the United Kingdom and sells to customers worldwide.

2. Digital Products

All products sold by Tari Planners are digital downloads.

No physical items are shipped.

Once a purchase is completed, access to the digital product is granted immediately.

3. No Refund Policy

Due to the nature of digital products:

• All sales are final
• No refunds or exchanges are available

This applies worldwide and complies with UK digital content regulations.

4. Licence & Usage

When you purchase a product, you are granted a non-exclusive, non-transferable licence to use the product for:

• Personal use
• Your own business use

You may not:

• Resell or redistribute the product
• Share the product with others
• Claim the product as your own
• Use the product in a way that competes with Tari Planners

5. Disclaimer

All products are provided for educational and organisational purposes only.

Tari Planners does not provide:

• Accounting advice
• Tax advice
• Legal advice

You remain fully responsible for:

• Your financial decisions
• Your tax filings
• Compliance with local laws

6. Limitation of Liability

To the fullest extent permitted by law, Tari Planners is not liable for:

• Financial losses
• Business decisions made using the products
• Errors resulting from incorrect data entry

Use of all products is at your own risk.

7. Changes to Products or Terms

Tari Planners reserves the right to:

• Update products
• Modify pricing
• Change these terms at any time

The version in effect at the time of purchase applies.

8. Governing Law

These terms are governed by the laws of England and Wales