Use of This Website:

By using The Friendly Ledger website and purchasing our products you agree to these Terms & Conditions.

Digital Products:

All products sold through The Friendly Ledger are digital resources including spreadsheets interactive tools guides templates and supporting files.

Personal and Business Use:

Purchased products may be used by the buyer for their own personal professional or business purposes unless otherwise stated in the product files.

No Resale or Redistribution:

Products may not be copied resold shared redistributed or made available to others without permission from The Friendly Ledger.

Product Information:

We aim to provide clear and accurate product descriptions. Customers should review the product details and included files before purchasing.

Financial and Professional Responsibility:

The Friendly Ledger tools are designed to support financial organization planning and workflow management. They do not replace professional accounting tax legal or financial advice.

Access and Technical Support:

Customers are responsible for using compatible software and devices. If there is an issue accessing a purchased file please contact The Friendly Ledger for support.

Changes to These Terms:

These Terms & Conditions may be updated when necessary. Continued use of the website means you agree to the current version of these terms.