Would you rather continue scrambling to find money you don’t have to pay bills you forgot and debts you’re too embarrassed to admit you racked up or would you rather change your financial circumstances in the next 30 days?
January 1 will be here in 33 days. Thirty-three days!!! So what are you gonna do before then? You're probably thinking about what you're going to buy the kiddos for Christmas or maybe what you're going to wear to that New Year's Eve party.
But what happens if you go to get your 1 tire looked at and now you need four new tires at the tune of $500+ (true story, btw) or what happens if your heating/air unit malfunctions and it needs to be replaced. There's going to be some cold days ahead.
There's no telling what could happen tomorrow. But if there's an emergency and you need $1,000 RIGHT NOW could you cover it? Probably not.
Most Americans are still struggling to build a solid savings account nearly two years into the coronavirus pandemic. Some 56% of Americans are unable to cover an unexpected $1,000 bill with savings, according to a Bankrate survey.
Although the emphasis on COVID-19 has faded we are very much still in the midst of a pandemic. It all comes down to if you had a financial emergency right now could you cover it?
Some of you would probably whip out a credit card or two. Others would ask your family, your ex or sell something in order to get the money. Others may convince your boss to let you work overtime. But what if I told you I know a way where you didn't have to do any of that?
I've created a way for you to have more money than you've ever had before.
But are you ready for it?
Are you ready to stop living paycheck-to-paycheck? Are you tired of asking to borrow money from family and friends? Are you in debt and not even sure where to start to get rid of it? Do you believe there's no hope for your money struggles?
Or maybe you make good money but it always seems to slip right out of your hands. You like to treat yo'self A LOT and at the end of the month there's very little left. Or perhaps you're newly single and down to one income and you had no idea it would be like this.
I've been there. I've been where you are right now. I've been down the road of uncertainty. It's a bumpy, winding road and it can be long. But getting to the end of it is such a great feeling.
I can tell you how I did it.
As a matter of fact let me show you how I did it in 2 steps:
- I made cuts
- I got help
The very first thing I did after I separated from my then-husband, I started cutting/eliminating things. I had an expensive cable package that no longer needed. I got a pre-paid cell phone with no contract, I stopped spending on my credit card.
The biggest part of what I did wasn't in the cuts I made it was the second thing I did.
I ASKED FOR HELP!
I didn't have the tools to go at this journey alone so I asked for help. First from my family and then from a financial expert. I signed up with a financial coach who gave me the tools I needed to turn my money situation around.
I have since become a financial coach teaching millennials how to shift their mindset, set finance goals, budget, save money and get rid of debt.
I've created a coaching program that has seen clients developing the tools they needed like save money where they'd never saved before, write-off/get rid of over $28,000 worth of debt and most of all shift their focus to an abundance/focused mindset.
If they can do it...you can too. If I can do it...you can do it.
It was only when I invested time, money and consistency into changing my financial circumstances did I actually begin to see change.
TIME...
Your road to financial freedom may take 3 months, 6 months or it may take a couple of years to get you where you need to be.
MONEY...
You may have to invest some money on the front end to reap the rewards. Whether that be for a coach, like myself, in products like what I offer (templates, e-books, courses) or capital for a side business or side hustle.
CONSISTENCY...
You can't take this lightly. You have to put in the work. You have to stay consistent. You have to stay the course in order to see great change.
This last part is probably the hardest for most people. Some of us lack motivation but to me the easiest way to stay motivated is to stay consistent. And automate but that's another post for another day.
I've created ways to help you with the last part and to be honest it will require the first two – time and money. But I promise you can do this in 30 days.
Let me tell you about them:
One-on-One 3-monthlong intensive Financial Coaching
This is for the people who are on the verge of filing for bankruptcy or moving back home or their vehicles have been repossessed. This is for the single mother (or father) who has no idea what they are doing and needs someone to guide them to a financial freedom. This is for the person who is willing to invest for the long-term gain of not worrying about how they'll pay their bills or cover a $1,000 emergency.
INVESTMENT: $497 or 3 payments of $233 ($699 total)
One-on-One 6-week Financial Reset Coaching
If you need help setting up a budget or are even wondering what goes into a budget then this is the one for you. It's the thing you can't skip out on to get you back on track. This is the building blocks of your financial journey. This is how to create a financial goal, this is how to track your money, this is how to start saving.
INVESTMENT: $197
Next Level Money Bundle (for self-starters)
So you're a DIY kinda chick or a self-starter and you're like yea coaching is fine but I got this. I hear ya. This financial self-audit allows you to look at your money and take action steps that YOU implement. There's 30 money habits you can adopt right now that will change your life. There's 2 fun savings challenges that will have you saving well over $3,000 in a few months.
Plus: I've added bonuses:
- 4 Steps to Build an Emergency Fund FAST
- A No Spend Challenge (31 Days)
- No Spend Challenge questions that lead you to ask yourself how you spend your money, determine what worked and what didn't.
INVESTMENT: $125 RIGHT NOW $87.50
Course: 43 Ways to Save $1,000 in 43 Days (5 video modules + a 38-page e-book)
I created this course in honor of my 43rd birthday and it done so you can see there are multiple ways for you to save $1,000 or more in 43 days. The course has 5 video modules and a 38-page e-book for you to follow along. There's resources at the end where you can continue your savings/money journey. I've even included some way for you to make some money. Side hustle, anyone?
INVESTMENT: $43
Survival Guide: How to Get Through the Holidays
The holidays can be stressful and let's face it we've all spent way too much money. Here's the only way you're going to keep your money and your sanity. It's a 16-page guide with practical ways to making it through the holidays.
INVESTMENT: $47 RIGHT NOW $17
I'm challenging you to tap into your greater financial potential. Click the links included in this post and change your life before January 1.
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