Effective Date: December 13th, 2025

Welcome to The Stephanie Effect. By accessing or purchasing from this website, you agree to the following Terms of Service. Please read them carefully.

1. Overview

The Stephanie Effect provides digital products, educational materials, self-guided programs, and coaching services designed to support personal growth, wellness, and mindset development. All content is for informational and educational purposes only.

By using this site, you confirm that you are at least 18 years old and legally able to enter into this agreement.

2. Digital Products & Access

All digital products (including workbooks, journals, guides, downloads, and video content) are delivered electronically.

All sales are final.

Due to the nature of digital products, we do not offer refunds, exchanges, or cancellations once access has been granted.

If you experience technical issues accessing a product, please contact us and we will make reasonable efforts to resolve the issue.

3. Coaching & Educational Disclaimer

Coaching services and educational content offered through The Stephanie Effect are not therapy, medical advice, or professional counseling.

You understand and agree that:

• Results are not guaranteed
• You are responsible for your own decisions, actions, and outcomes
• Coaching is a collaborative process, not a replacement for professional medical, mental health, legal, or financial advice

Always consult a qualified professional for matters related to health, mental well-being, or medical conditions.

4. Intellectual Property

All content on this site—including text, videos, workbooks, branding, graphics, and materials—is the intellectual property of The Stephanie Effect.

You may not:

• Copy, reproduce, share, resell, or redistribute any materials
• Use content for commercial purposes without written permission

Purchases grant you personal, non-transferable use only.

5. User Conduct

You agree not to:

• Misuse or attempt to exploit content
• Share login credentials or purchased materials
• Use the site for unlawful or harmful purposes

Violation of these terms may result in revoked access without refund.

6. Payment & Billing

All payments are processed securely through third-party platforms (such as Payhip). The Stephanie Effect does not store or process your payment information directly.

You agree to provide accurate billing information and authorize charges at the time of purchase.

All purchases are subject to our Refund Policy, available on this site.

7. Limitation of Liability

The Stephanie Effect is not liable for any direct or indirect damages resulting from the use—or inability to use—this site, products, or services.

All content is provided “as is,” without warranties of any kind.

8. Modifications

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date.

Continued use of the site constitutes acceptance of updated terms.

9. Contact

If you have questions about these Terms, please contact:

The Stephanie Effect

📧info@thestephanieeffect.com

🌐www.thestephanieeffect.com