Terms of Use

By purchasing or downloading a product from Victoria Essential, you agree to the following terms.

Personal-Use License

All digital products are provided for personal household use only, unless a product listing specifically states otherwise.

You may print copies for your own household and use the materials with members of your household as needed.

You may not:

• Resell, redistribute, sublicense, or give away the digital files
• Upload the files to websites, shared drives, social media, or file-sharing services
• Copy or modify the product for resale or commercial distribution
• Claim Victoria Essential products or designs as your own

Digital Products

All products are delivered electronically. No physical product will be shipped unless specifically stated in the product description.

Intellectual Property

All original content, worksheets, designs, branding, and materials sold by Victoria Essential remain the intellectual property of Victoria Essential. Purchasing a product gives you permission to use it under the personal-use license; it does not transfer ownership of the product or its intellectual property.

Important Information

Victoria Essential creates organizational and preparedness resources for general informational purposes.

Our products are not legal, medical, financial, insurance, cybersecurity, or emergency advice and should not be used as a substitute for guidance from a qualified professional.

For your security, do not enter passwords, PINs, full Social Security numbers, full bank or credit-card numbers, or other highly sensitive credentials into Victoria Essential worksheets.

No Guarantee

Victoria Essential makes every effort to provide useful and accurate organizational resources, but we cannot guarantee that any product will meet every household's individual needs or prevent losses, emergencies, financial problems, or other unexpected situations.

Refunds

Digital purchases are subject to the Victoria Essential Refund Policy posted on this store.

Changes to These Terms

Victoria Essential may update these Terms of Use when necessary. The version posted on the store at the time of purchase will apply to that purchase.

Contact

If you have questions about these terms or your purchase, please use the Contact page on the Victoria Essential store.