Holiday Budget & Gift Planner 2026: Christmas Budget Spreadsheet & Gift List Tracker (Excel & Google Sheets)

Christmas budget spreadsheet and gift list tracker for Excel and Google Sheets: set one holiday budget, track every gift and cost, and see how much to save per paycheck until Dec 25, 2026. Instant download.

The holidays get expensive one small purchase at a time. This planner puts the whole season in one file, so you can see what you've spent and what's left before the bills show up in January.

Set one budget, split it by category. Enter your total holiday budget and divide it across Gifts, Food, Travel, Decor, Cards, Shipping, Events and Other. The Setup tab shows how much you still need to assign.

Keep a gift list you can actually use. For each person: gift idea, store, budget and actual price, and whether it's bought, wrapped and shipped. A gift that costs more than planned turns red and shows how much it's over.

Log the other holiday costs. Food, travel, decor, cards, shipping and events each get a category from a dropdown.

See budget vs spent at a glance. The Dashboard shows total budget, spent, remaining and % used, gifts bought, and spend by category, with OK / Almost there / OVER BUDGET flags and a chart.

Know what to set aside each payday. Add your pay dates. The Save-Up Plan counts the paychecks left before Dec 25, 2026 and tells you how much to set aside from each one.

The preview images show sample data. The file you download is blank.

What's included: a 5-tab .xlsx spreadsheet (Dashboard, Setup, Gift List, Other Costs, Save-Up Plan), plus a one-page how-to PDF. It opens in Excel, Google Sheets and LibreOffice. There's no bank connection and nothing physical is shipped.

One-time purchase, no subscription. Use code FIRSTSHEET15 for 15% off your whole order.

Also from SideTally: the Irregular Income Budget Planner (https://payhip.com/b/bD4Uv) and the free Real Hourly Rate Calculator (https://payhip.com/b/MAdVm). Make these two real links.

License: for personal or household use; please don't resell or share the file. This is a budgeting tool, not financial advice. If a file won't open, message us through the Contact link at the top of the store and we'll fix it.