Sinking Funds Tracker Australia - Fortnightly Savings Planner and 100 Envelope Challenge (Excel)
Know exactly how much to put aside each payday for every bill and goal you can see coming: car rego, insurance, school fees, council rates, Christmas, holidays.
WHAT YOU GET
- Excel workbook (.xlsx): a blank copy plus a filled-in example
- Funds: up to 20 bills and goals, each with a target, due date, balance, still needed, paydays left and what to put aside each payday (to the cent)
- Ongoing funds with no due date (emergency fund, pets, birthdays): set an amount each payday
- Transactions: record money in and out; every balance updates itself
- Pay Plan: 130 paydays worked out for weekly, fortnightly or monthly pay
- 100 Envelope Challenge: $5,050 at $1 per number (or half, or double), with how many envelopes and dollars to save each payday to finish by your date
- Dashboard: put aside next payday, saved so far, still needed, progress and two charts
- Checks tab: 12 built-in checks so nothing goes wrong quietly
MADE FOR AUSTRALIA
Australian dollars, dd/mm/yyyy dates and fortnightly pay by default.
HOW IT WORKS
Put aside each payday = still needed ÷ paydays left until the due date, rounded up to the cent, so each fund finishes a few cents ahead.
Built and checked by a CPA. Every formula tested against a separate calculation.
Excel workbook (.xlsx). Every formula tested in LibreOffice Calc. Instant digital download: nothing is posted.
General information only, not tax, financial or legal advice. Check your own situation with a registered tax agent.
30-DAY MONEY-BACK GUARANTEE: if it doesn't work for your situation, message us within 30 days. We'll fix it, or refund you in full if you'd rather. This is in addition to your rights under the Australian Consumer Law, which are not excluded.
Designed by Plain Numbers Co with the help of AI tools. Listing images are designed previews of the actual file.
